Heirs Insurance Hackathon 2026 for Nigerian Students. The Heirs Insurance Group has opened applications for the 2026 Heirs Insurance Hackathon, inviting Nigerian undergraduate students to participate in a national innovation challenge focused on transforming the insurance industry through technology.
The hackathon offers a total prize pool of ₦9 million, alongside awards and certifications, for student teams that develop practical, AI-driven solutions to real problems in Nigeria’s insurance sector.
This post explains everything you need to know about the hackathon, including eligibility requirements, benefits, focus areas, and the step-by-step application process.
Heirs Insurance Group Hackathon Summary
Host: Heirs Insurance Group
Category: Competitions
Eligible Country: Nigeria
Who Can Apply: Undergraduate students
Reward: ₦9 million in cash prizes, awards, and certifications
Application Deadline: February 16, 2026
About the Heirs Insurance Hackathon
Applications are now open for the 2026 Heirs Insurance Hackathon, a forward-thinking initiative designed to use technology to reshape Africa’s insurance landscape.
The hackathon brings together:
- Talented student innovators
- Industry professionals
- Experienced mentors
Participants will work on artificial intelligence–powered solutions that improve how insurance services are delivered. The goal is to make insurance more accessible, faster, and easier to understand for everyday Nigerians.
The solutions developed during the hackathon are expected to:
- Simplify insurance processes
- Improve efficiency
- Increase trust and adoption of insurance products
- Expand access to coverage across Nigeria
Eligibility Requirements for Heirs Insurance Hackathon 2026
To be eligible for the hackathon, applicants must meet all of the following requirements:
- You must be a student of a recognised tertiary institution in Nigeria.
- You must apply as part of a team of three (3) students.
- All team members must be from the same institution.
Applications that do not meet these conditions will not be considered.
Benefits and Prizes
The top three winning teams will receive the following cash prizes:
- First Place: ₦5,000,000
- Second Place: ₦3,000,000
- Third Place: ₦1,000,000
In addition to cash prizes, participants will also benefit from:
- Industry exposure
- Mentorship from professionals
- Recognition and certifications
- Experience solving real-world business problems
Hackathon Topic and Challenge
Core Challenge
Participants are required to develop innovative ideas using Artificial Intelligence to solve real-world problems in the Nigerian insurance industry.
Focus Areas
Proposed solutions should address at least one of the following areas:
- Claims Processing
Improving how insurance claims are submitted, assessed, and settled. - Underwriting
Enhancing risk assessment and policy pricing using data and AI. - Customer Experience
Making insurance easier to understand, buy, and manage for customers. - Product Distribution
Improving how insurance products reach individuals and businesses.
Solutions should be practical, scalable, and relevant to Nigeria’s insurance environment.
How to Apply for Heirs Insurance Group Hackathon 2026 (Step-by-Step)
Follow the steps below to apply successfully:
Step 1: Visit the Official Hackathon Page
Click the green application button to access the hackathon webpage.
Step 2: Form Your Team
Create a team of three students from the same institution and select a team lead.
For best results, teams are encouraged to include:
- A developer
- A designer
- A project manager
Step 3: Download the Proposal Template
Download the official proposal template provided by the organisers. This template will guide how your idea should be presented.
Step 4: Ideate and Design Your Solution
Brainstorm and design an AI-based solution that addresses one of the four focus areas. Clearly explain:
- The problem
- Your proposed solution
- How AI is applied
- The expected impact
Step 5: Submit Your Proposal
Export your completed proposal as a PDF file and submit it through the platform. All entries will be reviewed by a panel of experts.
Application Deadline
February 16, 2026
Early submission is strongly advised.
