Job Recruitment at Ecobank Nigeria 2025

[justseyi]

Applications are invited from qualified and interested candidates to apply for the Job Recruitment at Ecobank Nigeria.

About Ecobank
Ecobank Transnational Incorporated (ETI) is a public limited liability company established in 1985 as a bank holding company under a private sector initiative spearheaded by the Federation of West African Chambers of Commerce and Industry, with support from the Economic Community of West African States (ECOWAS).

In 1984, Ecopromotions S.A. was incorporated, with its founding shareholders raising seed capital for feasibility studies and promotional activities that led to the creation of ETI. Today, Ecobank stands as a leading regional banking institution across West Africa.

Available Position: Head, Credit Risk Management / Chief Credit Officer
Specifications

Employment Type: Full-Time
Qualification: BA/BSc/HND
Location: Lagos, Nigeria
Category: Banking Jobs

Job Description
Business and Financial Performance
Ensure the unit’s budget is not exceeded while safeguarding the bank’s assets.
Maintain the bank’s Non-Performing Loan (NPL) portfolio within acceptable thresholds.
Review and approve credit requests to ensure compliance with the Bank’s Credit Policy and CBN guidelines.
Guarantee that Credit Applications (CAs and Cable CAs) meet minimum standards.
Ensure risks are properly identified and adequately mitigated.
Review and approve new product papers and other credit-related products.
Participate in TMC/RAC target market preparation for Corporate, Consumer, and Commercial Banking.
Review Obligor Risk Ratings and Financial Risk Ratings for accuracy using Moody’s Credit Lens model.
Work with Credit Officers to develop Risk Assets Acceptance Criteria (RAAC) that support business development while safeguarding risk assets.

Customer Excellence
Attend customer visits with the Relationship Management team.
Ensure adherence to approved credit approval turnaround times (TATs).
Provide on-the-job training, motivation, and guidance for Credit Analysts.
Leadership & People Management
Train relationship managers and credit officers on credit risk standards.
Build effective relationships with Business Managers to improve proposal quality and reduce turnaround time for evaluated credits.
Process, Control & Operational Performance
Define appropriate business relationships between teams and other units.
Drive effectiveness with a balance between customer needs and risk management.
Review and recommend improvements for credit procedures regularly.
Conduct periodic portfolio reviews and recommend improvements in:

Asset quality
Product concentration
Obligor/industry/sector exposure
Collateral adequacy
Ensure provisioning aligns with Ecobank Group credit policy and CBN prudential guidelines.
Oversee compliance of the credit approval process with group standards.

Qualifications & Requirements
Strategic Initiatives

Continuously analyze the political and socio-economic landscape to recommend portfolio strategies by sector and segment.

Define the credit risk strategy, appetite, and capacity for the affiliate.

Set portfolio strategy and risk acceptance criteria.

Participate in credit portfolio reviews, scenario analysis, and stress testing, and communicate findings to stakeholders.

How to Apply
Qualified and interested candidates should apply via the link below:

👉 APPLY HERE

Application Deadline: September 12, 2025

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